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Mutual fund vs index fund

Mutual fund vs index fund: compare returns

Pick your fund to see its returns next to an index fund from the same category over 1, 2, 3, 5, 7 and 10 years, and how often its 3-year return was higher than the index fund's.

  • No login
  • No PAN
  • Actual NAV data

Example report — illustrative data

Sample Equity Fund

5-year illustrative annualised returns

Demo

Your fund

13.2%

Index fund

15.4%

Difference: −2.2% a year (sample fund minus index fund).

Sample fundIndex fund

Illustrative chart only; not historical fund performance.

Which index fund is used

Large cap: Nifty 50 index fund. Large & mid cap: Nifty LargeMidcap 250. Mid cap: Nifty Midcap 150. Small cap: Nifty Smallcap 250. Flexi cap, multi cap, focused, value, contra, dividend yield and ELSS: Nifty 500. The index fund has the same plan type as your fund (direct or regular).

Rolling returns vs benchmark

Rolling returns look at every 3-year period starting at each month-end, rather than one fixed period, so the result does not depend on a single start date.

Questions

Why compare with an index fund and not the index?

An index fund is something you could have invested in. Its NAV includes its costs and dividends, so the comparison with your fund's NAV is like for like.